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In business today every penny counts towards your bottom line, like most busy business owners or manager you probably don't think to much about your credit card payment processing and when you do it seems the statements are impossible to understand (see: Understanding Your Statement). As a result you may be paying too much for your processing rates and fees to accept credit cards at your business. You could be paying hundreds of dollars more on transactions because they downgrade into the Mid and Non Qualified transactions which are typically 1.8% to 2.9% higher than your regular Qualified processing rate. 

 

Even though the Credit Card Fair Fee Act passed last year, allowing you to lower the cost you pay now to accept credit cards your current provider is not required to notify you of the changes and it is important that you act fast as the banks and processing companies are already lobbying Congress to get this new law repealed so they can continue to overcharge you for this important service. (see: Comparison Chart)

 

     
  • Lower you current processing costs by up to 80%

  • Identify attainable target savings under the new law

  • Renegotiate with processor to lower current cost

  • Provide specific information on future best pricing

  • Deliver expert advice with no out of pocket expense

  • Impact profitability: Save thousands of dollars in monthly fees

  • Save you money on your other services (See: TBDC Home)

      
  • 98% of the companies costs we analyze, actually save money

  • Our services are still free to registered Texas businesses

  • We are a merchant advocate, not a credit card processor

  • We have already saved millions for thousands of Texas businesses

  • There is absolutely no risk, you decide if you like the program

  • Nothing changes your equipment and procedures stay the same

  • Only change is lower Credit &  Debit Card Processing Fees 

 

VIDEO
How This New Law Affects Your Business BROCHURE
Save Up To 80% On Processing Costs FREE STATEMENT ANALYSIS
Find Hidden Fees and Overcharges

 

The Texas Business Development Center helps Texas companies like yours to minimize credit card merchant rates and fees with 98% of the companies we analyze saving money under the new guidelines. We typically save businesses 30-80% or more, and have already saved millions of dollars for thousands of businesses. If you’ve contacted your current provider trying to reduce your fees and haven’t succeeded you’re not alone because credit card processing companies can be difficult. Unless you know exactly what to say, ask for and do, they are unlikely to cooperate. Besides why would you continue to reward the same company that has been overcharging you for years with your continued loyalty? 

 

 

Yes, any registered Texas business (valid sales tax permit holder) can reduce their costs with our free service by eliminating unnecessary and hidden fees and reducing your processing cost (See Comparison Chart). Working with only the largest banks and processing companies that have agreed to provide reduced fees and cost plus pricing to the over 600,000 registered Texas businesses, so now you can receive the same low rates the big companies like Wal-Mart and Home Depot receive to accept credit cards at your business. We know exactly what to do to minimize your merchant card processing costs under the new law.

 

 

  • Are you happy with the cost you are paying now to accept credit cards at your business?

  • Do you feel you are paying more than you should for the service?

  • Do you understand your statements and all the fees they charge you now?

  • Can you identify all the hidden fees and costs that are on your statement?

  • When is the last time you had a detailed analysis and cost breakdown of your statement?

  • If you see a $20 bill on the ground,  do you walk by it or pick it up?

 

 

You may be asking, “Can't I just do this on my own?”  Well, maybe you can. Here’s just some of what you will need to know and fully understand to do it yourself, also there are other considerations like do you have the time, and industry expertise to do it on your own? Would your time be better spent on other priorities you have trying to run your business?

  • How to read your statement to find hidden fees and costs (see: Understanding Your Statement)

  • Your processor's costs to process your account and what they pay for every element involved in processing your transactions

  • How to contact all the 300 companies that provide processing to get quotes (see: U.S. Processing Companies)

  • What price and pricing methodology under the new law that best fits your business model 

  • All the 252+ Interchange categories and the 50+ Debit Network Fee categories your transactions can fall into, costing you more

  • The qualifications necessary to obtain the most favorable Interchange categories and not fall into Mid and Non Qualified rates

  • What changes can be made that result in greater efficiency, more security, and lower costs

Sure, you don't want to change processors, but it always helps motivate your incumbent processor when they see you are being offered the pricing you are requesting. It's just not that easy for someone lacking extensive industry experience to achieve the full saving we can achieve.

 

The best part for you is that we do the heaving lifting. After all, you have a business to run. Although your time investment will be minimal we take pains to keep you informed and in the loop.

 

It's that easy. When you are ready to reduce your credit card fees and reinvest the savings in growing your business, call us toll free. 1-866-258-7095

 

Lower Your Cost 80%

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The Texas Business Development Center offers free services to registered businesses in the state of Texas, a registered business is one that currently has a valid sales tax permit in the great state of Texas. The TBDC is a corporation and is not affiliated with any state or federal agency or entity, so we do not use you hard earned tax dollars to provide our free services, all the TBDC's referral partners earn your business and there is never any cost involved with our services. 

 

 

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© 2011 - 911Texas.com, All rights reserved, www.911Texas and TBDC, Inc. are Trademarks of The Texas Business Development Center and is a patent-pending state business service. This website (and/or the attachments and links accompanying it) may contain legally privileged and confidential information, and is intended only for the use by Texas registered business owners. Unless otherwise authorized by TBDC, Inc., you are hereby notified that any dissemination, disclosure, distribution or copying of this website or any information contained herein is strictly prohibited. All TBDC, Inc. services are free to valid sales tax permit holders in the state of Texas,  TBDC, Inc. is a merchant advocate who works to insure compliance by the companies you do business with in accordance with federal, state and local law and guidelines under the deceptive practices guidelines.

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