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The
Texas Business
Development Center
helps Texas
companies like yours
to minimize credit
card merchant rates
and fees with 98% of
the companies we
analyze saving money
under the new
guidelines. We
typically save
businesses 30-80% or
more, and have
already saved
millions of dollars
for thousands of
businesses. If
you’ve contacted
your current
provider trying to
reduce your fees and
haven’t succeeded
you’re not alone
because credit card
processing companies
can be difficult.
Unless you know
exactly what to say,
ask for and do, they
are unlikely to
cooperate. Besides
why would you
continue to reward
the same company
that has been
overcharging you for
years with your
continued loyalty?

Yes,
any registered Texas
business (valid
sales tax permit
holder) can reduce
their costs with our
free service by
eliminating unnecessary
and hidden fees and
reducing your
processing cost (See
Comparison
Chart). Working
with only the
largest banks and
processing companies
that have agreed to
provide reduced fees
and cost plus
pricing to the over
600,000 registered
Texas businesses, so
now you can receive
the same low rates
the big companies
like Wal-Mart and
Home Depot receive
to accept credit
cards at your
business. We know
exactly what to do
to minimize your
merchant card
processing costs
under the new law.

-
Are
you happy with
the cost you are
paying now to
accept credit
cards at your
business?
-
Do
you feel you are
paying more than
you should for
the service?
-
Do
you understand
your statements
and all the fees
they charge you
now?
-
Can
you identify all
the hidden fees
and costs that
are on your
statement?
-
When
is the last time
you had a
detailed analysis
and cost
breakdown of
your statement?
-
If
you see a $20
bill on the
ground, do
you walk by it
or pick it up?

You
may be asking,
“Can't I just do
this on my
own?” Well,
maybe you can.
Here’s just some
of what you will
need to know and
fully understand to
do it yourself, also
there are other
considerations like
do
you have the time,
and industry
expertise to do it
on your own? Would
your time be better
spent on other
priorities you have
trying to run your
business?
-
How
to read your
statement to
find hidden fees
and costs (see: Understanding
Your Statement)
-
Your
processor's
costs to process
your account and
what they pay
for every
element involved
in processing
your
transactions
-
How
to contact all
the 300
companies that
provide
processing to
get quotes (see:
U.S.
Processing
Companies)
-
What
price and
pricing
methodology
under the new
law that best
fits your
business
model
-
All
the 252+
Interchange
categories and
the 50+ Debit
Network Fee
categories your
transactions can
fall into,
costing you more
-
The
qualifications
necessary to
obtain the most
favorable
Interchange
categories and
not fall into
Mid and Non
Qualified rates
-
What
changes can be
made that result
in greater
efficiency, more
security, and
lower costs
Sure,
you don't want to
change processors,
but it always helps
motivate your
incumbent processor
when they see you
are being offered
the pricing you are
requesting. It's
just not that easy
for someone lacking
extensive industry
experience to
achieve the full
saving we can
achieve.

The
best part for you is
that we do the
heaving lifting.
After all, you have
a business to run.
Although your time
investment will be
minimal we take
pains to keep you
informed and in the
loop.
It's
that easy. When you
are ready to reduce
your credit card
fees and reinvest
the savings in
growing your
business, call us
toll free. 1-866-258-7095
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